ING HOME LOAN

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ING FIXED RATE HOME LOAN

Don’t wait. Grab this incredible deal today! Please contact us now!

Enjoy easier financial solutions with an ING Home Loan, fixed at 4.80% p.a. for life. The dream home you’ve always wanted with our hassle-free fixed rate home loan. You get up to 90% financing at an interest rate of only 4.99% per annum. Come take advantage of this historical low rate from ING Home Loan.

ING Home Loan


ING Home Loan = Fixed Rate For Life!

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“You will know how much to pay”
Home is where the heart is. In this fact paced day and age, we all want to have a home and haven for our family. A place of love, comfort and security for the family. However, life is never a series of predictable events. While some problems and setbacks are easily overcome, many others may not be. Oftentimes, external circumstances will disrupt out routine lifestyle and comfort zones. We may be forced to give up part of our lifestyle that we treasured as well as our comforts in life. ING Home Loan ING Home Loan

“Helping you secure your home”
With our fixed rate home loan, you will always know exactly what your home loan repayments are. You will even increase your household savings at a time when others may be digging in their pockets to cover their revised home loan repayments. ING Home Loan ING Home Loan

“How does the ING Home Loan help you own a home with total peace of mind?”
If you currently have a home loan with a financial institute that is pegged to the Base Lending Rate (BLR), then you will know that the rate has increased and effectively your home loan repayments have also increased for the year 2006 and beyond. With ING Home Loan, you are guaranteed that the monthly installments are fixed and you will own your house at the end of the tenure. ING Home Loan ING Home Loan

ING Home Loan


Why ING Home Loan?

Why ING Home Loan?  At ING, we GUARANTEE you a rate that is FIXED for the entire tenure of the loan. You do not have to worry about the fluctuations in the BLR. When you subscribed to an ING Home Loan, we fix your installment and the tenure of the loan. By paying your installment monthly, you are GUARANTEED to own your home at the end of the tenure. ING Home Loan

Over the last 26 years, BLR has gone up to the highest touching 12% p.a. and the lowest at 5.55% p.a. BLR currently stands at 5.55% p.a. ING Home Loan

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From the graph above, 23 years BLR average is at 8.23%. Our offered interest rate is at 4.80% can save you thousands of ringgit throughout your loan tenure.

ING Home Loan

Summary

ING Home Loan
Interest Rate
(Correct at press time and subject to change without notice)
For Completed Properties & Selected Under Construction Projects
4.80% p.a. fixed for the whole tenure (Non-Zero Entry Cost Package)
5.20% p.a. fixed for the whole tenure (Zero Entry Cost Package)
Margin of Financing: Up to 90% Zero Entry Cost Package - ING absorbs the following fees:

1. Legal fees for loan documentation

2. Stamp duty for loan documentation

3. Disbursement for loan documentation

4. Discharge of charge (for Refinancing cases)

5. Valuation report fee

ING Home Loan
Margin of Financing
For Completed Properties

  • Landed & Non-landed – Up to 90%

For Under Construction Properties

  • Landed – Up to 90%
  • Non-Landed – Up to 80%
  • Foreigners – Up to 70%
ING Home Loan
Loan Financed
Minimum – RM100,000 Maximum – RM5,000,000
ING Home Loan
Who Can Apply?
Malaysian / Malaysian PR Foreigners with working permit

Aged 21 & above

ING Home Loan
Loan Tenure
Minimum – 5 years Maximum – 30 years or Age 65, whichever comes first
ING Home Loan
Properties Financed
Under Construction – Klang ValleyCompleted – Klang Valley, Penang, Ipoh, Seremban, Melaka, Johor Bahru, Kuantan, Kota Kinabalu and Kuching

Note: Leasehold properties must have 21 years of unexpired lease at the end of the loan. Malay Reserve & Native Land is strictly prohibited

ING Home Loan
Prepayment
Prepayment is allowed at any time and no notice required. You can pay any amount as often as you like
ING Home Loan
Exit Penalty
Applicable for refinancing only within the lock in period of 5 years from the date of first drawdown of the loan
ING Home Loan
Insurance
All loans must be adequately protected by ING Life policy or ING MRTA policy during the tenure of the loanFire Insurance is also compulsory for landed property

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